Turn your income and monthly obligations into a realistic price range.
⌁ All calculations run locally in your browser. No data is stored.
This estimate uses common 28% front-end and 36% back-end debt-to-income guidelines. Lender limits vary.
The estimate applies common 28% housing and 36% total debt-to-income guidelines, then accounts for mortgage principal, interest, property taxes, insurance, and HOA fees.
Change any input to update the estimate instantly. Your entries never leave your device.
Read how SimpleCalc defines formulas, assumptions, and accuracy checks.
It uses 28% for housing costs and 36% for total monthly debt, choosing the more conservative limit.
No. Credit, reserves, loan type, location, and lender rules can change your approved amount.
Not always. Leave room for maintenance, utilities, savings, and changes in income.